Financing Options

Clear Ways to Fit Care Into Your Budget

We present written treatment plans up front, so you can review costs before any care begins. Our practice also offers free consultations in several categories, plus an in-house dental plan referenced throughout our site. You can move forward with confidence, knowing we focus on clarity, comfort, and no surprise pricing.

ONEderful Finance connects you with multiple lenders in a single search, so you can find affordable monthly payments that fit your smile goals.

One application gives you access to a network of more than two dozen lending partners, improving your chances of finding the right fit
Prequalify in minutes with a soft credit check that won't affect your credit score
Compare multiple offers side by side to choose the terms that work best for your budget
Diverse lender marketplace supports patients across a wide range of credit situations
Straightforward, fixed monthly payments make it easier to plan for treatments like implants, clear aligners, and full-mouth restorations
U.S.-based patient support team available to answer questions as you review your options

NO Credit Score Impact Until Plan Selected.

Bite-sized payments, big smiles! Cherry Payment Plans offer easy-to-use financing options to make your dental care more accessible.

Get approved for financing up to $50,000 with loan amounts from $500 for dental procedures
Qualifying patients receive true 0% APR financing with no deferred interest traps or hidden fees
Choose payment plans from 3 to 60 months with options for pay-in-4 or monthly installments
Apply in under 60 seconds with a soft credit check that won't affect your credit score
Minimum credit score of 520 required with high approval rates even for lower credit scores
No origination fees, prepayment penalties, or late fees with transparent pricing throughout

NO Credit Score Impact Until Plan Selected.

CareCredit, a trusted healthcare financing option, offers convenient payment plans to fit your budget. Invest in your oral health with confidence.

Finance treatments from $200 to $25,000 with credit limits based on your creditworthiness
Choose 0% APR promotional financing for 6, 12, 18, or 24 months on qualifying purchases
Extended payment plans available from 24 to 60 months with APRs from 17.90% to 32.99%
Apply online for instant decisions and use your card immediately at participating providers
No annual fees and your credit line can be reused for future dental and healthcare needs
Accepted at over 260,000 healthcare locations nationwide including most dental practices

NO Credit Score Impact Until Plan Selected.

Enjoy the flexibility of Affirm Finance. Their transparent payment plans let you break down dental costs into manageable monthly installments.

Finance dental treatments from $50 to $20,000 with approvals for most credit profiles
APR ranges from 0% to 35.99% with promotional interest-free options for 3 or 12 months
Choose payment terms from 6 to 72 months specifically for dental care financing
Apply in 30 seconds with no hard credit check affecting your credit score initially
Down payment required at checkout using a bank-issued debit card with no application fees
No late fees, origination fees, or prepayment penalties with transparent terms

NO Credit Score Impact Until Plan Selected.

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10,000+

Implants Placed

70+

Year Practicing Dentistry

1,000+

Smile Make Overs

4.9

Average Rating

98%

Satisfaction Rate

Smile Gallery

See What's Possible for Your Smile

Our smile transformations showcase the power of personalized care and premium materials. From cosmetic makeovers to full mouth restorations, you will see how advanced techniques and attention to detail create beautiful, lasting results for patients throughout Raleigh.

All-On-X Dental Implants

Your Transformation Awaits

Take This 60-Sec Quiz to See If Dental Implants are Right for You!

Meet your Doctors

Experienced Care from a Team You Can Trust

We believe every patient deserves to feel heard, informed, and confident in their care. Our doctors bring decades of combined experience along with a genuine commitment to treating you like family.

Dr. Tarun Agarwal

DDS

Dr. Agarwal is a nationally recognized speaker and dental educator who has placed over 5,000 implants and trained hundreds of dentists around the world. He has been featured on CBS, NBC, ABC, and FOX, and was named a ’40 under 40′ Business Leader by the Triangle Business Journal.

Dr. Kati Hetrick

DDS

Dr. Kati pairs a gentle touch with a teacher’s heart, taking time to explain every option so you feel confident in your care. She has a special passion for airway-focused dentistry, guided growth for children, and non-invasive sleep apnea solutions that support whole-body wellness.

Dr. Jim Pyle

DDS, FAGD

A Fellow of the Academy of General Dentistry, Dr. Pyle brings over 30 years of experience and a deep commitment to procedures that change lives. Trained at UCSF and UNC, he loves the moments when restorative care helps patients eat, smile, and live more comfortably again.

Be our Next Success Story!

Experience personalized dental care designed to help you achieve your dream smile.

Call us Now

Patient Testimonials

Trusted by Hundreds of Families Throughout Raleigh

Our patients consistently describe feeling comfortable, cared for, and genuinely listened to during their visits. With hundreds of positive reviews, their stories reflect the personalized attention and quality results you can expect.

Outstanding! Love everything about dental arts! Look no further for the best dental professionals in the state! Luv! Luv! Luv! You will not be disappointed.

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Marvin Davis

3 months ago

Friendly, helpful, and knowledgeable staff. They are all very kind and gentle and offer a safe feeling experience. I’ve had a full top implant bridge done by them as well as other dental work and I wouldn’t go anywhere else.

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Hakeera

3 months ago

Nothing but great things to say. A friend who also suffers from sleep apnea referred me here to see Liz for a sleep apnea mouth guard and from start to finish to the follow up appt it was nothing but smooth sailing! Thank you so much for helping me get back to good sleep!

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Tylor Blasko

3 months ago

They were amazing. My crown came off and was repaired the day I called. I was very impressed with how the crown was salvaged. Raleigh Dental Arts is top notch.

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Sandra McDougall

4 months ago

I haven’t even been to my first appt. yet but already feel like this is going to be a great fit for me. Called today to book the 1st appt. and spoke with Mariah who was extremely knowledgeable and professional. She answered all my questions and then some. I look forward to meeting her and the rest of the staff. I know that people normally don’t leave a review when they haven’t even been to a place yet but if Mariah is any indication of the how the rest of the staff is then I am in!!!

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Juanita Lessner

4 months ago

I had an amazing dental consultation. They listened to my concerns, personalized according to my needs, and were very hospitable and friendly. I highly recommend!!

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Nate Nate and Toni Squad

4 months ago

Your Smile Story Could Be Next

Experience personalized dental care designed to help you achieve your dream smile.

Visit Our Office

Conveniently Located in North Raleigh

Our office is easy to find on Creedmoor Road, across from the Brennan Station shopping center near Trader Joe’s. You will enjoy a welcoming environment where our friendly team is ready to help you achieve your best smile.

Get Directions and Plan Your Visit Today

Call us Now

A Clear Path Forward

Make the Next Step Feel Manageable for Your Budget

Schedule an Appointment

Call us Now

Financing Options

Clear Ways to Fit Care Into Your Budget

Smile Gallery

Meet your Doctors

Dr. Tarun Agarwal

Dr. Kati Hetrick

Dr. Jim Pyle

Patient Testimonials

Visit Our Office

Make the Next Step Feel Manageable for Your Budget

Call Us Now

Search Our Website

Financing Options

Can Dental Implants Work for You?

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Get Your Orthodontic Pricing and Information Guide!

Get Your Guide To Cosmetic Dentistry!

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Download Our Sleep Apnea Solution Guide!

Get Your Sedation Guide Now!

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Get Your Wisdom Teeth Information Guide!

Download our Dental Implant Pricing & Information Guide

Begin Your Smile Journey Today

Sleep Apnea

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